For Buyers

What To Expect from the Housing Market in the Second Half of 2026

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What To Expect from the Housing Market in the Second Half of 2026



 

If the first half of this year has left you feeling stuck, you're not the only one. Mortgage rates stayed higher than people wanted. Affordability remained tight. And uncertainty overseas added another layer of pressure nobody saw [...]

Whisperwood: 44 Ingraham Drive, Owls Head

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Imagine a place where the sea breeze drifts through open windows, mornings begin with a quiet cup of coffee on the porch, and evenings are spent gathered around the wood-burning fireplace or enjoying conversation in the expansive backyard. Built in 1923 as a summer cottage on Ingraham Hill, this cedar-shingled Dutch Colonial, set on nearly one acre, has been beautifully restored into a year-round residence that honors its past while embracing a refined, understated elegance. Every room feels layered with history and intention. The home underwent a thoughtful top-to-bottom renovation completed in 2025, featuring a brand-new kitchen and bathrooms, along with upgraded, technology-enabled systems, including European-style radiators, underfloor heating, new plumbing, electrical systems, windows, skylights, and a new roof. It offers the rare combination of historic character and the comfort of modern, low-maintenance living. Perfectly situated between the quiet beauty of Owls Head's cherished beaches and the vibrant restaurants, galleries, and waterfront of downtown Rockland, this home offers a lifestyle that is distinctly Midcoast Maine. Join us for an Open House on Saturday, June 13th, from 10:00 AM to 11:30 AM. If using the driveway, please pull all the way to the back to allow room to turn around and park. We look forward to welcoming you.

FMI contact Melissa Gogel at melissa@catesre.com 

Have you considered Multi-generational living?

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When Buying a Home Feels Out of Reach, Some Families Do This Instead



 

For a lot of people, the math on buying a home just doesn’t really work right now. Maybe that’s how it feels for you too. You look at the cost of buying. Then you look at the cost of childcare. And it starts to feel like you have to choose one or the other.

But some families are finding a way to make both work by doing something a little different: [...]

Should You Wait for Lower Rates?

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Mortgage rates have already dropped into the upper 5s twice this year. But after just a few days, they ticked back up into the low 6% range. If you saw that and thought, “Great. I missed it,” you’re not the only one.

Many buyers are treating the 5s like some kind of magic number. As if moving from 6.1% to 5.99% suddenly changes [...]

Mortgage Rates Recently Hit a 3-Year Low. Here's Why That's Still a Big Deal.

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Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.



 

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years.

This moment marked a critical threshold. Now, rates are sitting in the low 6% territory. And expert forecasts project they’ll hover near this range throughout the [...]

Not Sure If You're Ready To Buy a Home? Ask Yourself These 5 Questions

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If you’re trying to decide if you’re ready to become a homeowner in the next twelve months, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates, home prices, the current state of the economy, and more. And, you’re juggling how all of those things will impact the choice you’ll make. It’s a [...]

Spoiler Alert: October is officially the best month to buy a home in 2025

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The market is shaping up to bring buyers more options, better prices, and less competition in most of the top 50 metros.

But the exact week when buyer-friendly conditions peak varies by market. 

Want to know the sweet spot in our area? DM me and I’ll send you the details.

FMI contact: Cates Real Estate | 207-701-5600 | info@catesre.com 

#BestTimeToBuy #homebuying #October #lesscompetition #buyer-friendly #sweetspot 

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