Affordability

Think You Have To Put 20% Down? Most First-Time Homebuyers Don't.

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According to Google Trends, online searches for down payment information recently hit an all-time high. And that’s a clear sign more buyers are trying to figure out what they really need to save before making a move (see graph below):

If you’re wondering the same thing, you can always turn to the internet for answers. But a lot of the [...]

Have you considered Multi-generational living?

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When Buying a Home Feels Out of Reach, Some Families Do This Instead



 

For a lot of people, the math on buying a home just doesn’t really work right now. Maybe that’s how it feels for you too. You look at the cost of buying. Then you look at the cost of childcare. And it starts to feel like you have to choose one or the other.

But some families are finding a way to make both work by doing something a little different: [...]

Should You Wait for Lower Rates?

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Mortgage rates have already dropped into the upper 5s twice this year. But after just a few days, they ticked back up into the low 6% range. If you saw that and thought, “Great. I missed it,” you’re not the only one.

Many buyers are treating the 5s like some kind of magic number. As if moving from 6.1% to 5.99% suddenly changes [...]

Mortgage Rates Recently Hit a 3-Year Low. Here's Why That's Still a Big Deal.

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Mortgage Rates Recently Hit a 3-Year Low. Here’s Why That’s Still a Big Deal.



 

If you’re one of the thousands of homebuyers waiting for rates to fall, you should know it’s already happening. And they recently crossed an important milestone. Rates officially dipped their toes into the 5s – something that hasn’t happened in about 3 years.

This moment marked a critical threshold. Now, rates are sitting in the low 6% territory. And expert forecasts project they’ll hover near this range throughout the [...]

Expert Forecasts Point to Affordability Improving in 2026

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Wondering what to expect from the housing market in 2026? You’re not the only one. For the past few years, affordability has been the biggest barrier for most people to their next move. Many buyers and sellers have been holding their breath, waiting for conditions to improve. The good news? It’s finally [...]

Reasons To Be Optimistic About the 2026 Housing Market

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If a move is on your radar for 2026, there’s a lot more working in your favor than there has been in a while.

After a stretch where many people felt stuck, 2026 is shaping up to be a year with more balance, more options, and more clarity for people who want to make a move. Not because the market is suddenly “easy,” but because several [...]

Not Sure If You're Ready To Buy a Home? Ask Yourself These 5 Questions

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If you’re trying to decide if you’re ready to become a homeowner in the next twelve months, there’s probably a lot on your mind. You’re thinking about your finances, today’s mortgage rates, home prices, the current state of the economy, and more. And, you’re juggling how all of those things will impact the choice you’ll make. It’s a [...]

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